As a small business owner I was just about done with trying to get financing for my condo purchase in Miami Beach. I had already gone through the process two times and was turned down. On the third attempt, as I was about to give up, I was given Lem Bland’s number and called him. He assured me that I have a chance and he would make it work. Lem took the time to look at all the different scenarios for me. Because I own a business, it was hard for me to get financing due to the previous tax returns. Lem was able to get the information needed to get the process done. My wife and I closed on our condo in October 2016 and we are very happy with Lem’s work and availability to return messages.