Refinance

Given that real estate is often the biggest investment that one can make, it is almost inevitable that most people will consider refinancing at some point during the term of their mortgage loan. Whether it’s to tap into the equity in your home to pay down other debts or fix up your property, to do away with burdensome private mortgage insurance (PMI), or to take advantage of lower mortgage rates, there are plenty of good reasons to refinance. Refinancing usually takes two forms.
  • There are rate-and-term refinances, which allow you to save money by refinancing the remaining balance of your mortgage loan for a more favorable interest rate and/or for a more advantageous term.
  • The other form is a cash out refinance, wherein a new mortgage is acquired for more than you owe (if anything) and the difference is taken in cash or used to pay off other debts, fix up your property, or make other investments.
Whatever the reasons or situation behind your choice to refinance, it is a big decision that should be undertaken only with serious consideration and professional assistance. Legacy Park Mortgage specializes in providing a wide range of services and expertise related to refinancing. Our team offers decades of combined experience in the banking and finance sectors. We make sure that we are well-informed and up to date on the best available loan products so that we can provide our clients with the refinancing options that best suits their specific goals and circumstances.
FHA
Loans
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Conventional
Mortgage
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HARP
Loans
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Cash-Out
Refinance
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Private
Hard Money
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Reverse
Mortgage
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Commercial
Mortgage
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